Indonesia

Passive Income

Silver Hair Visa

💰 Minimum Income
$3,000
per month
USD 3,000/month from a pension or other income sources. Additionally requires a USD 50,000 deposit in an Indonesian state-owned bank within 90 days of arrival.
⏱️ Duration
5 years, renewable for an additional 5 years. Eligible for a permanent stay permit (KITAP) after 5 continuous years.
👪 Dependants
Yes
Spouse and dependent children may be sponsored. Dependant permits match the main applicant's duration with the same multiple-entry benefits.
🛂 Citizenship Path
Yes — after 5 years
After holding the visa continuously for 5 years, holders may apply for a KITAP (Permanent Stay Permit), valid for 5 years and renewable indefinitely.

Indonesia's Silver Hair Visa (also known as Visa Rumah Kedua Lansia) is a premium retirement residence permit for foreign nationals aged 55 or older, offering 5 years of stay without requiring a local sponsor. Classified under visa index E33E, it forms part of Indonesia's Golden Visa framework and is administered by the Directorate General of Immigration. Its key advantages over the standard Retirement KITAS (E33F) are that it needs no local sponsor or travel agency guarantor, grants 5 years of residency directly rather than through annual renewals, and includes an unrestricted multiple re-entry permit. In exchange, it requires higher monthly income and a USD 50,000 deposit in an Indonesian state-owned (BUMN) bank.

Requirements
  • Minimum age 55 years
  • Monthly income of at least USD 3,000 from a pension or other income sources
  • Bank statements for the preceding 3 months showing a minimum balance of USD 2,000
  • Commitment to deposit at least USD 50,000 in an Indonesian state-owned bank (Bank Mandiri, BNI, BRI, or BTN) within 90 days of entry
  • Valid passport with at least 6 months of remaining validity
  • Valid health insurance covering Indonesia for the duration of stay
  • Proof of accommodation in Indonesia
  • Must not engage in employment or business in Indonesia
Required Documents
  • Valid passport (minimum 6 months remaining validity)
  • Recent color passport photograph
  • Personal bank statements for the preceding 3 months showing a minimum balance of USD 2,000
  • Proof of monthly income or pension of at least USD 3,000
  • Signed statement of commitment (surat pernyataan) to deposit at least USD 50,000 in an Indonesian state-owned bank within 90 days of the permit being issued
Duration & Renewal

The visa is issued for 5 years and is renewable for an additional 5 years. Extension applications can be submitted online via evisa.imigrasi.go.id before the current permit expires. After 5 continuous years, holders may apply for a KITAP (Permanent Stay Permit), valid for 5 years and renewable indefinitely.

Family Members

Holders may sponsor eligible family members (spouse and dependent children) to reside in Indonesia. Each dependant applies for their own ITAS with the same multiple-entry benefits as the main applicant, and dependant visa validity matches the main applicant's permit period.

Tax Implications

Holders who do not work or earn income from Indonesian sources may be classified as non-tax residents. Individuals present in Indonesia for 183 or more days become tax residents and are subject to tax on worldwide income, though new tax residents may qualify for a 4-year exemption on foreign-sourced income under the expatriate tax facility.

Application Process

Unlike the standard Retirement KITAS, no local sponsor or travel agency is required. Applicants apply directly online:

  1. Create an account on evisa.imigrasi.go.id
  2. Complete the online application form and upload the required documents
  3. Pay the government (PNBP) fee of Rp 13,000,000 for the 5-year visa
  4. Processing takes 4 business days after payment is received
  5. Upon approval, receive an electronic VITAS (e-VITAS) and enter Indonesia within 90 days
  6. Complete biometric registration at the local immigration office to convert the VITAS to an ITAS and receive the physical KITAS card
  7. Open an account at an Indonesian state-owned bank, deposit at least USD 50,000, and report the deposit to the immigration office within 90 days of entry
  8. Register with local neighbourhood authorities (RT/RW) and police
Employment Restrictions

Holders may not engage in any form of employment or business activity in Indonesia. The visa is strictly for retirement and non-work purposes.

Important Considerations

The USD 50,000 deposit must be maintained throughout the visa period. It remains in the applicant's personal bank account and is not forfeited or invested, but withdrawing funds below the USD 50,000 threshold constitutes a violation of visa conditions and may lead to revocation. The requirement to use a state-owned bank specifically may limit banking options. The visa's unrestricted multiple re-entry permit lets holders enter and exit Indonesia freely throughout the 5-year validity without obtaining separate re-entry permits.

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