South Africa

Passive Income

Retired Person's Visa

💰 Minimum Income
ZAR 37,000
per month
Minimum ZAR 37,000 per month from a pension fund, irrevocable annuity, retirement account, or a combination of assets. Financial documents must be stamped by the issuing institution
⏱️ Duration
Issued for up to 4 years, renewable for successive 4-year periods subject to continued compliance with financial requirements
👪 Dependants
Yes
Spouse and dependent children may accompany under a relative's visa or accompanying temporary visa. Each dependant requires a separate application with proof of relationship

South Africa's Retired Person's Visa is a temporary residence visa under Section 20 of the Immigration Act No. 13 of 2002, allowing foreign nationals to retire in the country on a seasonal or continuous basis. Applicants must demonstrate a guaranteed minimum monthly income of ZAR 37,000 from passive sources such as pensions, irrevocable annuities, or retirement accounts. The visa is administered by the Department of Home Affairs (DHA) with applications processed through VFS Global centres and South African diplomatic missions. There is no minimum age requirement under current law, and the visa does not permit employment or business activity.

Requirements
  • Minimum passive income of ZAR 37,000 per month from a pension fund, irrevocable annuity, retirement account, or combination of assets
  • Financial documents must be stamped or certified by the issuing institution
  • Pension or annuity applicants must demonstrate payments will continue for life
  • No educational or professional qualifications required
  • No nationality or age restrictions under current law
  • Must not engage in employment or business activity in South Africa
Required Documents
  • Completed application form DHA-1738, signed in black ink
  • Valid machine-readable passport with at least 2 blank pages and 30+ days validity beyond intended stay
  • Two recent passport-sized photographs (white or light background)
  • Police clearance certificates from each country of residence (12+ months) since age 18 in the past 5 years
  • Medical report on Form BI-811 (not older than 6 months)
  • Chest X-ray report (not older than 6 months; waived for children under 12 and pregnant women)
  • Proof of financial means: pension fund statement, annuity certificate, or asset documentation showing minimum ZAR 37,000/month
  • Proof of accommodation in South Africa
  • Return flight itinerary
  • Yellow fever vaccination certificate (if applicable)
Application Process

First-time applications from abroad must be submitted in person at a South African embassy or consulate in the applicant's country of residence. Within South Africa, change of status or renewal applications are processed through VFS Global centres, which handle appointment scheduling, biometric capture, and document submission. The DHA may request additional documentation before making a decision.

Processing time: 3-4 weeks at missions abroad; 4-8 weeks through VFS Global within South Africa.

Fees: Approximately USD 36 at missions abroad, plus VFS Global service fees of USD 36-50 depending on location.

Duration & Renewal

The visa is issued for up to 4 years and may be renewed for successive 4-year periods. Renewal requires continued compliance with the ZAR 37,000/month financial threshold and the same documentation as the initial application. Applications should be submitted before the current visa expires.

Employment Restrictions

The visa does not authorize employment or business activity. However, Section 20(2) of the Immigration Act provides that the Director-General may authorize work under specific terms and conditions at their discretion.

Family Members

Under Section 20(1A) of the Immigration Act, the spouse and dependent children of a visa holder may be issued accompanying visas. Each dependant must submit a separate application with a passport, photographs, police clearance (if applicable by age), medical report, and proof of relationship. No separate additional income threshold is specified for dependants. Dependant visa validity is tied to the main applicant's visa.

Tax Implications

South Africa operates a residence-based tax system. Individuals present for more than 91 days in the current tax year, 91 days in each of the preceding 5 years, and over 915 days in aggregate during the preceding 5 years are considered tax residents and must register with SARS and pay tax on worldwide income. Individuals absent for a continuous period of at least 330 days lose resident status from the date of departure. An extensive network of double taxation agreements is in place.

Path to Permanent Residence

After holding a temporary visa for 5 consecutive years, the holder may apply for permanent residence under Section 27(e) of the Immigration Act, subject to a chartered accountant certifying the same ZAR 37,000/month financial requirement. Permanent residence is indefinite and does not require renewal. Alternatively, those with a net worth of at least ZAR 12,000,000 may apply under Section 27(f) for financially independent persons at any time.

Important Considerations
  • Only passive income qualifies; employment income, consulting fees, or other active income do not meet the requirement
  • Only machine-readable passports are accepted; manually extended or altered passports are not permitted
  • The visa accommodates seasonal retirees who split time between countries
  • Overstaying under 30 days results in a 12-month re-entry ban; over 30 days results in a 5-year ban, and the holder may be declared an undesirable person
  • The Revised White Paper on Citizenship, Immigration and Refugee Protection (published December 2025) was approved by Cabinet on 26 March 2026. It proposes introducing a minimum age threshold (targeted at 55) for the Retired Person's Visa, increasing financial requirements in line with the cost of living, and allowing waivers only in exceptional cases. The DHA is now drafting legislative amendments for Parliament; current rules (ZAR 37,000/month, no age minimum) remain in force until new legislation is enacted
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