Albania

Passive Income

Residence Permit for Pensioners

💰 Minimum Income
ALL 120,000
per month
Minimum monthly pension income from abroad (approximately EUR 1,160, or ALL 1,200,000 per year). The pension must be regularly transferred to an Albanian bank account.
⏱️ Duration
1 year, renewable annually as long as the criteria continue to be met. Permanent residence after 5 years; citizenship eligibility after 7 years.
👪 Dependants
Yes
Family reunification is available for a spouse or partner who is not themselves a pensioner. The main applicant must demonstrate sufficient additional income to support dependants.
🛂 Citizenship Path
Yes — after 7 years
After 5 years of continuous legal residence, eligible for permanent residence (Type C permit, indefinite duration); after 7 years of continuous legal residence, eligible for Albanian citizenship by naturalization.

Albania's Residence Permit for Pensioners (Leje Qëndrimi për Pensionistë) is a dedicated retirement residence permit for foreign nationals who receive a pension from their home country. It is established under Article 85 of Law No. 79/2021 "On Foreigners" and administered by the General Directorate of Border and Migration under the Ministry of Interior. Issued as a renewable Type B permit, it lets retirees benefit from Albania's low cost of living, favourable tax treatment of foreign pension income, and Mediterranean climate. Holders may not engage in any economic or professional activity in Albania, though volunteering is permitted.

Requirements
  • Entitlement to a pension in your home country (no minimum or maximum age limit)
  • Minimum monthly pension of ALL 120,000 (approximately EUR 1,160), or ALL 1,200,000 per year
  • The pension must be regularly transferred to an Albanian bank account
  • Valid health insurance covering Albania for at least 1 year
  • Notarized rental agreement for accommodation (minimum 20 m² per person)
  • Clean criminal record from your country of origin
Required Documents
  • Completed application form
  • Valid passport with at least 6 months remaining validity
  • Two recent photographs (47 mm × 36 mm, taken within the last 6 months)
  • Pension document from your country of origin certifying a monthly pension of at least ALL 120,000, legalized and apostilled
  • Statement from a second-tier (commercial) bank in Albania confirming pension transfer arrangements
  • Health insurance certificate valid in Albania (minimum 1 year coverage)
  • Criminal record certificate from your country of origin, legalized and apostilled (valid for 6 months)
  • Notarized rental agreement for accommodation in Albania (minimum 20 m² per person)
  • Statement on the motive of stay in Albania
Duration & Renewal

The permit is issued for 1 year and is renewable annually as long as the holder continues to meet the criteria. Renewal applications should be submitted at least 30 days before the current permit expires with updated documentation. After 5 years of continuous legal residence, holders may apply for permanent residence (Type C permit, indefinite duration). After 7 years of continuous legal residence, holders become eligible for Albanian citizenship by naturalization.

Family Members

Permit holders may pursue family reunification with a spouse or partner who does not themselves receive a pension. Family members apply for dependent residence permits through the General Directorate of Border and Migration, and the main applicant must demonstrate sufficient additional income to support them.

Tax Implications

Foreign-sourced pension income (social security, government, and private pensions) is exempt from Albanian personal income tax for retirement permit holders, with additional exemptions for EU citizens. Residents who spend 183 or more days per year in Albania are generally treated as tax residents on worldwide income, but pension income from abroad remains specifically exempt. Employment income is taxed at progressive rates of 13% and 23%, and dividend income at 8%.

Application Process

The process has two stages. Applicants who require a visa first obtain a Type D long-stay visa ("Visa for Pensioners") online through the e-visa.al portal or at an Albanian embassy or consulate; the Type D visa is processed within 15 days, exceptionally up to 30 days. Once in Albania, the applicant submits a residence permit application through the e-Albania portal or in person at a regional office of the General Directorate of Border and Migration, with a maximum processing time of 12 weeks.

Citizens of visa-free countries — including EU/EEA member states and the United States, who may enter and stay up to 1 year without a visa — may apply directly for a residence permit without first obtaining a Type D visa. After receiving the permit, the holder must register their accommodation with local authorities and carry the residence permit or passport at all times.

Fees: Type D visa approximately EUR 100; residence permit application approximately EUR 60–100; renewal approximately EUR 50–80.

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