Albania

Investor / Golden Visa

Residence Permit for Real Estate Owners

⏱️ Duration
Up to 1 year on first issuance, renewable annually as long as you continue to own the qualifying property. Permanent residence after 5 years; citizenship eligibility after 7 years.
👪 Dependants
Yes
Family reunification is available for a spouse and dependent children. The property must provide a minimum of 20 m² of residential area per family member.
🛂 Citizenship Path
Yes — after 7 years
After 5 consecutive years of legal residence, eligible for permanent residence (Type C permit); after 7 years of total legal residence, eligible for Albanian citizenship by naturalization. Dual citizenship is permitted.

Albania's Temporary Residence Permit for the Use of Owned Real Estate (Leje Qëndrimi e Përkohshme për Përdorim të Pasurisë së Paluajtshme në Pronësi) lets foreign nationals reside in the country based on their ownership of qualifying property. It is established under Article 84 of Law No. 79/2021 "On Foreigners" and administered by the Directorate General of Border and Migration within the Albanian State Police. The law does not set a minimum investment amount, making this one of the most flexible property-based residence pathways in Europe — eligibility rests simply on owning at least 50% of a property of at least 20 m². The permit does not authorize employment in Albania.

Requirements
  • Proof of ownership of immovable property in Albania (residential or commercial)
  • Minimum 50% ownership stake (co-owners of one-half qualify) and minimum property area of 20 m²
  • No minimum investment amount is fixed in law, but applicants must demonstrate sufficient financial means
  • Valid health insurance covering the permit period for the applicant and all dependants
  • Clean criminal record from your country of origin
Required Documents
  • Valid passport (6+ months validity), with Type D visa page if applicable
  • Personal photograph (47 mm × 36 mm, taken within the last 6 months)
  • Property ownership certificate (Certifikatë Pronësie) issued by the cadastral authorities
  • Property sales contract
  • Bank statement or proof of income demonstrating sufficient financial means
  • Criminal record certificate from your country of origin (valid 6 months)
  • Health insurance documentation
  • Receipt of payment of the state application fee
Duration & Renewal

The permit is issued for up to 1 year on first issuance and is renewable annually for as long as the holder continues to own the qualifying property. A current Ownership Certificate must be submitted at each renewal, and the renewal request should be filed 30 days before expiration. After 5 consecutive years of legal residence, holders may apply for permanent residence (Type C permit); after 7 years, for citizenship by naturalization.

Family Members

A spouse and dependent children may apply for residence permits through family reunification. The qualifying property must provide a minimum of 20 m² of residential area per family member. Dependants must provide valid passports, proof of relationship, health insurance, and criminal record certificates, all translated into Albanian and properly certified or apostilled.

Tax Implications

Albania levies a flat 15% corporate income tax. Personal income tax is progressive: 0% on income up to ALL 50,000/month, 13% on ALL 50,001–200,000/month, and 23% above ALL 200,000/month. Property transfer tax ranges from 0–3.5% of the purchase price, and property owners pay an annual building tax. Tax residents (183+ days per year) are taxed on worldwide income.

Application Process

Applicants requiring a visa first obtain a Type D long-term visa from an Albanian embassy or consulate; visa-exempt nationals (including EU, US, UK, Canada, and Western Balkan citizens) may enter without one. After arrival, the applicant registers their address at the regional Border and Migration office, acquires the property, and obtains the Ownership Certificate from the cadastral authorities. The application is submitted online via the e-Albania portal under service code 15388, with all documents uploaded and the state fee (approximately EUR 80) paid. A personal visit is required for identity confirmation and submission of originals. A decision is typically made within 30 days, after which the applicant attends a biometrics appointment to receive the physical permit card.

Employment Restrictions

The real estate residence permit does not confer work rights. Holders wishing to be employed or self-employed in Albania must obtain a separate work permit or switch to a Unique Permit category.

Property Ownership Notes

Foreign citizens can purchase apartments and buildings directly but cannot purchase land unless the investment exceeds three times the land's value. Property is acquired through notaries and registered with the State Cadastre Agency (ASHK). The passport name must match the property ownership documents exactly, and any sale or transfer of the qualifying property must be reported as it may affect permit validity.

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