USD 100,000 invested in government-approved real estate projects through the Khmer Home Charity Association, paid in two instalments (USD 30,000 then USD 70,000)
⏱️ Duration
10-year Golden Visa, renewable
👪 Dependants
Yes
Spouse and children under 18 may be included; parents and children over 18 require separate arrangements
🛂 Citizenship Path
Yes — after 5 years
Holders may apply for Cambodian citizenship after 5 years of CM2H membership, subject to meeting citizenship application requirements
The Cambodia My 2nd Home (CM2H) programme is a government-approved residence-by-investment scheme that grants foreign nationals a 10-year renewable Golden Visa in exchange for a minimum USD 100,000 capital investment in government-approved real estate projects. Launched in June 2022, it is administered by the General Department of Immigration under the Ministry of Interior, with operational management delegated to the Khmer Home Charity Association (KHCA). It is the only official government programme recognised by the Ministry of Interior for long-term foreign residence via investment, and it includes work authorisation and a pathway to Cambodian citizenship after 5 years.
Requirements
Minimum USD 100,000 capital investment in a government-approved real estate project
Citizen of any country recognised by Cambodia
Minimum 18 years of age
No criminal record in Cambodia
Ministry of Interior approval required
No educational or professional qualifications needed
Investment Options
The USD 100,000 investment is paid to the KHCA in two instalments: USD 30,000 initially for Ministry approval processing, then USD 70,000 for application completion. This amount includes 10-year CM2H membership and property allocation in an approved real estate project. Funds are directed to government-approved developments rather than property of the investor's free choosing — approved projects include Borey Nadi by GC City, La Vista One, Soleil 88 Phase II, and others. Foreign nationals may own condominium units from the first floor up (not ground floor) and cannot own land directly.
Required Documents
Registration form
Passport copy (valid 12+ months)
Identity card copy
5 passport-sized photos
Criminal record clearance
Academic/professional certificates
1 year of detailed bank statements
Income proof
Asset titles or certificates
Medical check-up report from home country hospital
Marriage certificate (if applicable)
Children's birth certificates (if applicable)
Company certificates/licenses (if applicable)
Sales & Purchase Agreement for recognised property project
Duration & Renewal
The Golden Visa is valid for 10 years with multi-entry privileges, allowing unlimited entry and exit. The visa is renewable, though specific renewal procedures and fees for the post-initial period have not been published.
Family Members
Spouses and children under 18 may be included in the application. Parents and children over 18 cannot be included and would need separate immigration arrangements. After the main applicant obtains citizenship, family members may apply separately at approximately USD 5,000 per dependant. The KHCA assists with school enrolment for children.
Tax Implications
Cambodia taxes residents on worldwide income at progressive rates of 0-20% after 182 days of physical presence annually. Non-residents are taxed only on Cambodian-sourced income. Corporate income tax is a flat 20%.
Application Process
The application follows a five-step procedure:
Verification — Submit the registration form, identity documents, background proof, and certificates. The Ministry of Interior verifies eligibility.
Application — Complete the full application with financial documentation (bank statements, income proof, asset certificates) and personal documents.
Approval — Obtain Ministry of Interior approval and submit a Sales & Purchase Agreement for an approved property project.
Preparation — Receive a CM2H membership number, accommodation and business advice, local bank account assistance, visa for Cambodia stay, and membership card.
Move — Arrange accommodation upon arrival, obtain a health insurance certificate, begin business operations, and acquire a work permit within 30 days.
The CM2H visa is issued within 10 working days after approval, with the overall process taking approximately 1 month.
Benefits
Work authorisation in Cambodia (work permit required within 30 days of arrival)
Pathway to Cambodian citizenship after 5 years of membership — a far lower entry point than the direct citizenship-by-investment route, which requires USD 1 million in priority sectors or a USD 3 million donation
1 year of free life and health insurance with USD 100,000 coverage included in the membership
KHCA assistance with company registration, bank account opening, obtaining a Cambodian driver's licence, and trust account registration at no additional cost
Health Insurance
A Cambodia Health Care Insurance Certificate must be obtained immediately upon arrival. CM2H members receive 1 year of free life and health insurance with USD 100,000 coverage as part of the membership.