Greece

Investor / Golden Visa

Golden Visa (Permanent Residence Permit for Investor)

💎 Investment Required
€400,000
one-time
Real estate from €400,000 (other regions) to €800,000 (Attica, Thessaloniki, Mykonos, Santorini, islands with 3,100+ inhabitants); commercial-to-residential conversion or heritage restoration from €250,000; financial investments from €350,000; or start-up equity from €250,000
⏱️ Duration
5-year permit, renewable indefinitely while the investment is maintained; citizenship possible after 7 years of tax residency
👪 Dependants
Yes
Spouse or registered partner, unmarried children under 21, and parents of both the investor and spouse (regardless of age)
🛂 Citizenship Path
Yes — after 7 years
The Golden Visa is a residence permit; it can lead to Greek citizenship through naturalisation after 7 years of continuous tax residency (183+ days per year), subject to a Greek language exam (CEFR B1) and a written citizenship test.

The Greek Golden Visa is a residence-by-investment programme that grants five-year renewable residence permits to non-EU/EEA nationals who make a qualifying investment in Greece. It offers a wide range of investment routes — real estate, financial instruments, government bonds, bank deposits, and start-up equity — without requiring employment, a job offer, or any minimum physical presence in the country. Key benefits include visa-free travel within the Schengen Area (up to 90 days in any 180-day period in other member states), access to Greek healthcare and education, and a pathway to citizenship after seven years of tax residency. As of January 2026, roughly 28,589 active permits had been issued to main investors, and the pending-application backlog had fallen to about 10,613 (down from a mid-2025 peak above 49,000).

Requirements
  • Non-EU/EEA nationality
  • Lawful entry into Greece on any visa, or lawful residence in the country
  • Qualifying investment completed and fully paid before the application is submitted
  • Valid private health insurance covering hospitalisation and accidents for the full permit duration
  • Clean criminal record
  • No educational, professional, or language requirements
  • Note: issuance and renewal are currently suspended for Russian Federation citizens
Investment Options

Real estate

  • High-demand areas (Attica, Thessaloniki, Mykonos, Santorini, islands with 3,100+ inhabitants): €800,000 — single property, minimum 120 sq m living area
  • All other regions: €400,000 — single property, minimum 120 sq m living area
  • Commercial/industrial-to-residential conversion: €250,000 — conversion completed before application; qualifies only if the conversion occurred after 5 April 2024
  • Restoration of listed/heritage buildings: €250,000

Financial investments

  • Company capital contribution, REIT shares, venture capital/AIF, Greek government bonds (3+ year maturity), or fixed-term bank deposit (1+ year): €500,000
  • Listed securities portfolio: €800,000
  • Mutual fund units (fund assets €10M+) or alternative investment fund units (AIF assets €3M+): €350,000

Up to three distinct investments may be combined to meet the minimum threshold for financial pathways.

Start-up equity (operational since November 2025)

This route issues a Type B.6 permit (1-year initial, renewable for 2-year periods), does not grant employment rights, and requires shares to be held for at least 5 years.

  • Natural person: €250,000 — company must be on the Elevate Greece National Startup Registry, the investor's stake cannot exceed 33% of capital, and at least 2 jobs must be created in the first year and maintained for 5 years
  • Legal entity: €500,000 (1 permit), €1,000,000 (2 permits), or €1,500,000 (3 permits, maximum)
Required Documents
  • Valid passport (certified copy)
  • Four recent colour passport photographs (physical and digital in JPEG 2000 format)
  • Proof of the qualifying investment (notarial deed, land registry certificate, bank transfer confirmations, or securities documentation)
  • Private health insurance policy
  • Criminal record certificate
  • €2,000 electronic processing fee (e-paravolo) receipt
  • €16 residence permit card fee receipt
Duration & Renewal

The permit is valid for 5 years and renews indefinitely for equal periods as long as the qualifying investment remains in place, with the same documentation as the initial application. There is no minimum stay requirement to keep the permit. As of early 2026, the five-year validity period printed on the card runs from the card issuance date rather than the application filing date.

Family Members

Eligible family members receive permits with the same 5-year validity and renewal terms as the main investor:

  • Spouse or registered partner
  • Unmarried children under 21
  • Parents of both the investor and the investor's spouse (regardless of age)

The family member application fee is €150 per person (minors under 18 exempt) plus €16 for the card. Family permits are tied to the main investor's permit and do not grant labour market access.

Employment Restrictions

Golden Visa holders may not work as employees in the Greek labour market — the permit is exclusively for investment purposes. Properties bought under the programme may not be used for short-term rentals (under 60 days), as business premises, or sub-leased; violations carry fines of €50,000 to €150,000.

Tax Implications

The residence permit alone does not create tax residency. Individuals spending fewer than 183 days per year in Greece are generally taxed only on Greek-source income, while those spending 183+ days become tax residents on worldwide income. Greece's Non-Dom regime lets qualifying individuals pay a flat €100,000 per year on worldwide income (plus €20,000 per family member) instead of standard progressive rates, and a separate 7% flat tax on foreign pension income is available to retirees transferring tax residence.

Application Process

Applications are filed electronically through the Ministry of Migration and Asylum portal or in person at the Department of Residence Permits for Investors. The applicant must appear once for biometric data collection; most other steps can be handled via power of attorney. Processing takes roughly 12–16 months as of early 2026, though some recent applications have cleared in under 30 days. A certificate of application receipt is issued on submission, allowing legal stay while a decision is pending. Fees: €2,000 for the main applicant, €150 per family member, and €16 per card (€2,500 non-refundable processing fee for the start-up pathway).

Recent Developments

The current tiered real-estate thresholds (€800,000 / €400,000 by region, plus the €250,000 conversion and heritage routes) were set by Law 5100/2024 and remain in force; the transitional window for purchases under the old thresholds expired on 30 April 2025. A November 2025 ministerial decision standardised documentation for the €250,000 conversion and heritage pathways, unblocking thousands of pending applications, and Circular 1/2026 (April 2026) added anti-fraud measures and clarified that a commercial-to-residential conversion qualifies for the €250,000 route only if completed after 5 April 2024. Separately, Law 5275/2026 overhauled Greece's labour-migration framework (single combined residence-and-work permit, modernised visa categories, three-year EU Blue Card validity) but did NOT change any Golden Visa investment thresholds.

A further change is under discussion but not yet law: on 18 June 2026 the Ministry of Social Cohesion and Family opened a public consultation (closing 3 July 2026) on its National Housing Policy Strategy 2026–2035. Among its proposals is a new Golden Visa category that would let an investor acquire a portfolio of more than one property — rather than the current single-property model — on condition that the properties are placed exclusively in long-term rental, explicitly excluding short-term (Airbnb-type) letting, alongside tighter limits on converting dwellings into tourist accommodation. This is a proposal under public consultation, not enacted law: the qualifying routes and thresholds currently in force remain those of Law 5100/2024 and the financial-investment and start-up pathways, and the proposed portfolio category would require separate legislation before taking effect.

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