Oman

Passive Income

Retiree Residence Card

💰 Minimum Income
OMR 4,000
per month
Minimum monthly passive income of OMR 4,000 (approximately USD 10,390) from pensions, savings, or other passive sources, demonstrated through a 6-month bank statement from an Omani bank. No local work is permitted.
⏱️ Duration
5-year residence card (Silver tier), renewable provided the qualifying conditions (age, income, accommodation) continue to be met.
👪 Dependants
Yes
Spouse, children, and dependent parents may be sponsored. Family members receive residence cards valid for the same period as the main applicant. Additional fees of approximately OMR 50–100 per family member apply.
🛂 Citizenship Path
Yes — after 15 years
The retiree residence card is itself a long-term residence permit and does not directly lead to permanent residency or citizenship. Under the Omani Nationality Law (Royal Decree No. 17/2025), naturalization requires no less than 15 years of continuous legal residence (absences not exceeding 90 days per year), Arabic-language proficiency, good conduct, good health, and a stable lawful income.

Oman's Retiree Residence Card allows foreign nationals who previously worked in the Sultanate to remain in Oman on a long-term basis upon retirement, based on proof of sufficient passive income. Established under Royal Oman Police Decision No. 142/2021, which amended the Executive Regulation of the Foreigners Residency Law, the program is administered through the Invest Oman / Golden Residency platform, with the actual residence cards issued by the Royal Oman Police. Applications opened in October 2021 under the Investor Residency Programme, which was relaunched on 31 August 2025 as the Golden Residency Programme. The retiree pathway sits within the program's Silver tier (5-year) framework. Holders are not permitted to work locally; residence is based entirely on financial self-sufficiency through passive income.

Note: As of the latest review, the official Golden Residency portal (omanresidence.gov.om) publicly surfaces only the investor and entrepreneur eligibility routes. The retiree route now operates as an administrative pathway under the 5-year (Silver) tier rather than as a separately marketed category, so retirees should expect to pursue the 5-year tier directly with the Royal Oman Police / Invest Oman. The underlying eligibility (age 60+, OMR 4,000/month passive income, 2 years prior Oman employment) is unchanged. The earlier MoCIIP portal (tejarah.gov.om/InvestorResidency) has been retired and no longer returns content.

Requirements
  • Foreign national of any nationality
  • Aged 60 years or older
  • At least 2 years of prior employment in Oman (demonstrated by work contract)
  • Monthly passive income of at least OMR 4,000 from pensions, savings, investment returns, rental income, or similar sources
  • Bank statement from an Omani bank covering at least 6 months showing the minimum monthly income
  • Valid health insurance covering Oman residency
  • Accommodation in Oman in the applicant's name (property title deed or residential lease contract)
  • No criminal record (police clearance certificate required)

Note: The prior employment requirement in Oman is a significant restriction. Foreign nationals without any prior work history in Oman cannot access this pathway and must qualify through one of the investment routes under the Golden or Silver Visa instead.

Required Documents
  • Valid passport (minimum 6 months validity)
  • Proof of prior employment in Oman (work contract showing at least 2 years)
  • Personal bank statement from an Omani bank (minimum 6 months, showing OMR 4,000+/month)
  • Property title deed or residential lease contract in the applicant's name
  • Police clearance certificate
  • Medical certificate from an approved facility
  • Passport-size photographs
  • Complete biodata form
  • Documentation for family members (if applicable)
Duration & Renewal

The Retiree Residence Card is valid for 5 years (Silver tier). It is renewable upon expiry provided the qualifying conditions remain met: age requirement, minimum monthly income, and maintained accommodation in Oman. Updated bank statements, valid health insurance, and proof of accommodation must be submitted at renewal. Renewal fees range from OMR 400–800 depending on duration. The card does not lead directly to permanent residency or citizenship; naturalization requires 15 years of continuous legal residence and Arabic-language proficiency under Royal Decree No. 17/2025.

Family Members

Retiree residence card holders may sponsor their spouse, children, and dependent parents. Family members receive residence cards valid for the same duration as the main applicant's card. Each family member requires a valid passport, health insurance, and relevant documentation. Additional fees of approximately OMR 50–100 per family member apply.

Employment Restrictions

Holders are not permitted to engage in any local employment in Oman. The residence is based solely on passive income and retirement status. Any local work activity would violate the visa conditions.

Tax Implications

Oman currently has no personal income tax. However, Royal Decree No. 56/2025 (issued 22 June 2025, published 30 June 2025) introduces a Personal Income Tax Law effective 1 January 2028, imposing a 5% tax on individuals whose annual income exceeds OMR 42,000 (approximately USD 109,000/year). Oman is the first GCC state to adopt personal income tax, and this may affect retirees whose passive income exceeds the threshold.

Application Process
  1. Register on the Invest Oman digital platform (investoman.om) or the Golden Residency portal (omanresidence.gov.om)
  2. Pursue the 5-year (Silver) tier as a retiree and complete the application form
  3. Upload all required documents, including proof of prior employment, bank statements, and accommodation proof
  4. Pay the programme fee (approximately OMR 326, plus the OMR 11 ROP card-issuance fee and costs for medical testing, insurance, and document attestation)
  5. Applications may also be submitted in person through Royal Oman Police immigration offices
  6. Processing typically takes 3–6 weeks

Applicants already in Oman on an employment-based visa may apply without leaving the country. Upon approval and review by the Royal Oman Police, the 5-year residence card serves as proof of lawful residence.

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